Tony's Big Bear REO Blog

Price overcomes all objections in the Big Bear Market.

I meet with a lot of home owners in the Big Bear Valley who have been unsuccessful in selling their property.  The number one question asked of me is why didn't their home sell?  The answer is really very simple.  It's all in the price!  Price overcomes everything!

Here is a great example of what I'm talking about.  A couple of months ago I listed a home in Sugarloaf that I believed was priced to sell.  After thirty days of the property not getting any showings, I have the price reduction conversation with the property owners.  After hearing how they paid more for the property than we are trying to sell it for, they reluctantly agreed to a $10,000.00 price reduction.  You would think that reducing the price of the house by $10,000.00 would help but unfortunately it was too little too late.  Two weeks later, we made another price reduction, bringing the cabin down to $199,000.00 and that was all she wrote.  Once the cabin hit the $199,000.00 price tag, the market took over and the seller had multiple offers to choose from within a four day time frame.

It doesn’t matter how many internet sites you market the cabin, if it isn’t priced right, it won’t sell.  It doesn’t matter how nice the pictures are of the property, if it isn’t priced right, it is not going to sell.    No matter what the objection is on the property, if it is priced right, it will sell. 

If You Price It Right, It Will Sell.

733 Cedar Sugarloaf, CA 92386

This cute little cabin just came on the market in Sugaqrloaf.  A great starter cabin listed for only $54,900. 

The cabin is a 1 bedroom, 1 bath cabin with 432 square feet of living space on a 2500 square foot lot.

This would make a great starter cabin or a great investment property.

Bank Owned!

866 Victoria, Sugarloaf, CA 92386. Priced to Sell

I listed this cabin about a week ago.  It is a 2 bedroom, 1 bath cabin just steps from the National Forest in Sugarloaf.

The cabin sits on a 5000 square foot lot and you have plenty of room on either side of the cabin to park your boat.  The back yard is fenced off and there are two storage sheds in the back yard.

The cabin is 760 square feet and has a nice wood burning stove that will keep you nice and warm on those cold winter nights.

This cabin has been priced to sell at $119,000.00 This is not a bank owned property or short sale.  The seller is motivated and wants it gone.   Please contact me if you have any questions about this cabin or any other property in the Big Bear valley.

What does Real Estate and Weather have in common? They’re both local!

Previously Posted on www.tonycard.com

I was reading through a Real Estate forum yesterday when I came across a consumer asking the question, "How Much Should I offer On a House?"  The majority of the responses were statements like, Offer 80% of asking price, or my all time favorite answer was LOWBALL the seller.  I'm sorry, but in my opinion, this is not giving a potential buyer in any market good advice!  Real Estate is just like the weather, it's local.  If you want to know what the weather is like in San Francisco, you are not going to listen to the weather reports for Boston.  What is happening in the Real Estate market in Rancho Cucamonga has nothing to do with what the Real Estate market is doing in Big Bear.  Just because you might be able to low ball a seller in San Bernardino doesn't mean that the same tactic will work in Big Bear.  As I said earlier, just like the weather, every market is different and must be looked at from that point of view.

You may live in a market where the percentage of bank owned, REO properties accounts for 50% of the inventory.   Or, you could live in Big Bear where the number of bank owned, REO properties accounts for less than 10% of the inventory.  If you're trying to buy in a market where just about every other home is a bank owned property, you may be able to get away with offering far less than the asking price.  But, if you are trying to buy a bank owned property in a market where only 1 in 10 homes are bank owned, and the banks are pricing the homes aggressively, then any offer made at 80% of list price is marked for failure.  It drives me crazy when these Realtor's make these blanket statements like you should low ball the seller, or hey, it's a Buyer's market.  They don't know what they're talking about!

Here is an example about why you need to look at each market separately.  As I mentioned earlier, Big Bear has an inventory where less than 10% of the homes listed for sale are bank owned.  Yet, those 10% of homes make up for more than 60% of the sales.  With those kinds of numbers, the bank owned property not only sells quickly, but it sells for asking price or more in many cases.  It's not uncommon to see multiple offers on bank owned properties and bidding wars develop over the property.

So, when you start looking to buy Real Estate, don't go into it the deal thinking that what worked the last time you bought a home is going to work now.  Don't go into it with the idea that I am the buyer and the seller should be lucky to that I'm looking at his property.  Just remember this.  You are not the only buyer!

 

For more information on the Real Estate market in Big Bear, contact Tony Card and tony@tonycard.com

The Short Sale Process

While previewing property in Big Bear today and looked at some really good listings as well as some that I thought were overpriced.  Some of these well priced listings were homes being sold as short sales.  Whenever I see a home being sold as a short sale, I start to wonder if this is a property that can be sold as a short sale.  You see, many agents in Big Bear take these listings without ever checking to see if the home qualifies for the short sale.  When they speak to the home owner, they tell them what the house is worth. When they find out that the person owes more than the current market value; they automatically suggest a short sale.  There are others who decide that because they now owe more on the home than it's worth, they will simply short sale it and get rid of it.  It's not quite that simple!

What does it take to qualify a home for a short sale?

The first thing piece of the short sale puzzle is that the property owner must be in a financial hardship if he keeps the property.  The property owner will be asked to document in writing what the hardship is.  The next piece of the puzzle is the banks willingness to work with the home owner on a short sale.  A call needs to be made to your lenders loss mitigation dept. to see what options are available for you.  Lenders have different trigger points that they must explore before selling the property short or foreclosing on it.  Once the decision is made that you are going to sell the home as a short sale, you will need to gather some financial documentation that is going to be required.    For example, the bank will normally ask for two years of tax statements, you're last two months bank statements, two months of paystubs, your financial statement and our hardship letter.

Picking your Realtor to sell your Short Sale.

Once you have the bank's blessing to sell the property short and you have all of your documentation in place, the next step is to find a qualified Realtor who is experienced in Short Sales.  You want to find a Realtor who is experienced in listing and selling short sale homes.  The last thing you want is a Realtor with no experience in short sales.  When you interview your Realtor, don't be afraid to ask them how many Short Sales they have closed.  The Realtor should be asking you questions about your hardship, contacts with the bank, and they should be asking about how many loans you have against the property.  If they are not asking questions like this, then be careful about hiring him as your Realtor.  Once you have chosen your Realtor, let him do his job.   He is going to list the property for what it's worth and not what you owe.  The value that your Realtor is going to put on the property is a value that he can substantiate with comparable sales.  There may be a large difference between what you owe and what the Realtor is suggesting that you sell for.  Again, listen to him and follow his advice. 

I'm a Realtor who specializes in Short Sales and Bank Owned properties in the Big Bear Valley in Southern California.  If you are interested in buying a Short Sale, or need to sell a cabin the  Big Bear Valley, please let me know.  I am happy to answer any of your questions and help you in any way that I can.  My email is tony@tonycard.com

 

 

Do you have the right Realtor working on your Short Sale?

If you’re in the market for a Short Sale property in the Big Bear area, finding the right agent to help you is going to be paramount in being successful in your endeavor.

I was out on the Big Bear Multiple Listing Tour today and all I could hear were agents complaining about short sales.  Many of these agents I spoke with today feel that the quickest way to lose a client is to make an offer on short sale.  Others flat out said that they won’t make an offer on a short sale, regardless of what the client wants.

I completely disagree with the agents who have this mind set.  There are reasons why these agents aren’t getting short sales accepted. Either, they’re not asking the right questions of the seller’s agent, or they simply don’t know what they’re doing.  Short Sales are not hard to negotiate as long as you know what you’re doing.

Before I write an offer on Short Sale, I am asking the listing agent if the seller has contacted the bank and I want to know if the bank is willing to work with a short sale.   I want to know if the seller submitted his Short Sale package to the bank.  I also want to know if the listing agent has been in contact with the loss mitigation department. If the answer back from the listing agent to these questions is no, then I will be cautioning my buyer against that house.  The reason for this is that so many agents list a home as a short sale with no idea as to what they are doing.  Waiting for an offer to come in is not the time to see if the bank is interested in doing a short sale.  Waiting for an offer to come in is not the time to see if the seller qualifies for a short sale.  Waiting for the offer to arrive is not the best time to start putting the short sale package together.  To be successful in selling a home as a short sale, there is work that the listing agent needs to do before he lists the property.

As the buyer, you need to be ready to act once the short sale is approved.  In every short sale that I’ve closed so far, I am seeing that the bank wants the escrow to close as soon as possible once they approve it.  Most banks want to see the escrow closed within fourteen days after they have accept the offer.  What this means to the buyer is he may need to do his home inspection before the bank has approved the short sale.  H may need to spend the money on the appraisal and get the loan ready for loan approval before the bank approves the deal.  The worst case is that the buyer could be out of pocket a few hundred dollars if the deal doesn’t go through.  But if it all works out, you are most likely going to be getting a great deal on a house and the risk is worth taking.

If you’re interested in buying a short sale property in Big Bear, give me a call or send me an email. I am happy to help you!

 

Your Free List of Bank Owned Property in Big Bear For April, 27, 2009

Here is the updated list of bank owned homes for the Big Bear Valley for the week of April 26,2009.  There were some really good deals listed this week in a wide variety of price ranges and the buyers are out.  One of the bank owned properties that listed on friday has two offers on it.  Another bank owned property listed also on friday and it has one offer on it and we have had fifteen calls on it today.  Some of these bank owed properties are a real good deal and they go quick.  If you see something that you like, don't wait and don't hesitate.  Trust me, it will be gone.

ML #		Price		Address		Area		Bd		Baths		SF Apx Ttl
	290691		$58,300		403 HIGHLAND LANE		SUGARLOAF		0		1		463
	290546		$65,900		505 PINE LANE		SUGARLOAF		2		1		690
	290244		$69,900		46572 ARASTRE ROAD		BALDWIN LAKE		3		2		972
	290522		$76,900		603 PINE LANE		SUGARLOAF		2		1		976
	290289		$85,000		487 IMPERIAL AVENUE		SUGARLOAF		2		1		600
	282444		$85,000		516 LOS ANGELES AVE		SUGARLOAF		3		1		1086
	282644		$86,900		879 PINE LANE		ERWIN LAKE		2		1		784
	290719		$88,350		2080 4TH LANE		ERWIN LAKE		1		1.5		780
	290487		$88,920		426 LEONARD		SUGARLOAF		2		1		708
	290771		$93,765		729 W COUNTRY CLUB		BIG BEAR CITY		2		1		952
	290738		$95,900		2126 FOURTH LANE		ERWIL LAKE		3		2		1056
	282650		$99,798		1024 GREENWAY		BIG BERA CITY		2		1		960
	290294		$104,500		614 MERCED LANE		BIG BEAR LAKE		1		1		588
	290178		$107,900		45395 7TH STREET		BALDWIN LAKE		3		2		1586
	290805		$109,000		328 W FAIRWAY BLVD.		BIG BEAR LAKE		2		1		1020
	290462		$114,900		140 HIGHLAND		SUGARLOAF		2		1		864
	282798		$115,000		511 SANTA BARBARA		SUGARLOAF		3		2		1196
	290264		$119,800		901 WEST		ERWIN LAKE		3		2		1120
	290208		$129,900		45941 PARKWAY		BALDWIN LAKE		3		2		1448
	290629		$135,000		904 PETER AVENUE		BIG BEAR CITY		2		1		912
	281847		$139,900		2176 1ST LANE		ERWIN LAKE		3		2		1000
	290604		$141,000		324 HIGHLAND		SUGARLOAF		4		2.75		1600
	290517		$157,200		827 KERN		SUGARLOAF		3		1.75		1454
	290796		$157,900		221 TURLOCK		BIG BEAR CITY		3		2		1600
	273377		$159,900		1837 BALDWIN LAKE RD		BALDINLAKE		2		2		1050
	282099		$164,500		2364 STATE		ERWIN LAKE		3		1		1144
	282363		$164,900		46807 SKYVIEW DRIVE		LAKE WILLIAMS		3		2		2198
	281846		$169,900		813 CYPRESS LANE		ERWIN LAKE		3		2		1202
	290788		$179,787		43332 BOW CANYON ROAD		MOONRIDGE		2		1		875
	281910		$179,900		805 CYPRESS		ERWIN LAKE		3		2		1202
	290665		$184,500		1895 BALDWIN LAKE		BALDWIN LAKE		4		3		1675
	290807		$188,000		39168 STARVIEW LANE		BIG BEAR LAKE		4		1.5		1290
	290659		$189,900		2184 2ND LANE		ERWIN LAKE		3		2		1160
	290541		$197,900		46219 SELENIUM LANE		BALDWIN LAKE		4		2.75		1719
	281071		$219,000		39164 MOHAWK		FAWNSKIN		3		2		1854
	290474		$245,350		488 DIVISION		BIG BERA CITY		3		2.5		1686
	290570		$246,910		42677 CEDAR AVE.		MOONRIDGE		2		1		1595
	290554		$249,000		41545 BROWNIE		BIG BEAR LAKE		4		1.75		1863
	290615		$249,900		42991 FERN AVE.		MOONRIDGE		5		3		2304
	282415		$254,900		420 CRYSTAL LAKE		FOXFARM		3		2		1040
	290770		$257,400		42751 PEREGRINE AVENUE		MOONRIDGE		3		2		1383
	282703		$259,000		45451 FOURTH STREET		BALDWIN LAKE		3		2		1365
	290810		$263,000		128 CRATER LAKE DRIVE		FOXFARM		3		2		1360
	290638		$270,300		507 VILLA GROVE		MOONRIDGE		3		2		1236
	282364		$306,000		1817 SHAY		BIG BEAR CITY		3		2.5		2409
	290797		$328,600		46253 SELENIUM LANE		BALDWIN LAKE		3		2		1002
	282352		$364,750		869 CAMERON		BIG BEAR LAKE		4		2.5		2881
	290785		$375,000		43145 SHEEPHORN ROAD		MOONRIDGE		3		2		1530
	282731		$379,950		1633 MALABAR		BIG BEAR CITY		3		2.5		1910
	290501		$402,800		46838 SKYVIEW		LAKE WILLIAMS		4		3		2787
	282740		$429,000		405 WAGON WHEEL		BIG BEAR CITY		5		3		2690
	290794		$474,800		1629 E BIG BEAR BLVD.		BIG BEAR CITY		3		2.5		2385
	290478		$555,100		42694 EDELWEISS		FOXFARM		6		5		3464
	290467		$574,800		42756 TANNENBAUM PLATZ		FOXFARM		5		3		3664
	282535		$649,000		717 JEFFRIES RD		BIG BEAR LAKE		6		8		5304
	290257		$721,900		1099 HERITAGE TRAIL		ERWIN LAKE		4		3.5		4068

tony@tonycard.com

Bank Owned, REO Property is Selling In the Big Bear Valley

In 2003 I started selling Real Estate for the Tim Wood Group at Coldwell Banker in Big Bear.  I remember those days well.  When you wrote an offer on Big Bear property, you worked with the seller to try and write the cleanest and strongest offer possible. It was not uncommon to see multiple offers on these listings and you wanted your offer to stand out as being the best offer presented to the seller.

The market has changed tremendously since 2003 yet there are some similarities.   With the decline in the stock market, many investors have pulled their money out and are now buying Real Estate.  They aren't out in the market buying just any home.  The buyers of today are looking for the best deal possible.  It's not uncommon to see a bank owned property list in the Big Bear Multiple Listing Service at a great price, only to find that it has multiple offers on it.  Even though it's a Buyer's market the structure of an offer is just as important today as it was back in 2003.  The Big Bear multiple listing services have 928 residential listings and out of that 928 listings, 55 of them are bank owned properties.  What is really interesting is when you take a look at what is selling this year.  Since January 1, 2009 there have been 218 residential sales recorded through the Big Bear Multiple Listing Service.  Of the 218 home sales, 98 of the sales were bank owned properties.  Almost 50% of the home sales in the Big Bear valley in 2009 have been bank owned properties.

What does this mean if you are a home owner in the Big Bear Valley?  How does this affect you if you want to sell your cabin?  Here is a good example of what I'm talking about.  I'm working with a seller right now who doesn't understand that he is competing with bank owned properties.  His thought process is that not only did he pay more for the home that it is listed for, but he also spent a lot of money in a re model.  He doesn't understand that it doesn't matter what he paid for the property.  He hasn't figured out that it doesn't matter how much money he has spent on the property.  If he is going to be successful in selling his property, it is going to come down to price.  The question is what should he price his home at so that he can compete with the bank owned properties.  What price does he need to place on his home so that it stands out as being the best deal out there?  Until he is ready to make that kind of price adjustment, the house is not going to sell.

As a buyer who is looking to get a great deal on a property, there has never been a better time than now to buy.  Interest rates are at an all time low and there are some great properties for sale.

For more information on real estate in the Big Bear valley, give me a call at 909 866 3481 or email me at tony@tonycard.com

 

Bank Owned or Short Sale, What is right for me?

Just recently I had two new clients contact me because of my blogging on Real Estate in the Big Bear Valley.  Both clients came to Big Bear to look at property and both clients made offers.  In both cases, the clients were able to articulate to me what they were looking for.  Once I had this information, I went through the current Big Bear inventory and pulled up five of the best homes out there that fit their parameters.  In both cases, the first house that I showed the client was the home that they bought.  The biggest differences between the sales were that one home was a bank owned, or REO property and the other was a Short Sale.  So, what’s the difference?

 

A sale of a bank owned, or REO property is a much quicker process that the sale of a Short Sale. The bank has already gone through the foreclosure process and owns the property.  Once the foreclosure process has completed, the property is placed on the market at usually a reduced price and sold.  It sounds very simple.  But if you chose to buy a bank owned, or REO property, you need to be aware that the bank is running the show and they will dictate the terms of the sale to you.   One of the biggest problems arise from the sale of a bank owned property is the close date.  In a normal transaction, the seller receives an offer with an escrow time frame of 30 days.  The 30 days doesn’t start until the seller signs off on the offer and it is returned it to the buyer’s agent.  If you make an offer on a bank owned property and the bank accepts your price, the next step will be the bank addendum.  This addendum lays out what the bank will and will not pay for.  The addendum also states what day they expect the escrow to close on.  This date is not 30 days from when the bank signs off on the final paperwork.  The close date is based off of the date placed on the original offer.  The signed paperwork from the bank could take up to 14 days to get, but the close date does not change.  So, if you make an offer on a bank owned property, make sure that you build plenty of time into the escrow to accommodate these delays from the bank.

A Short Sale is handled much different and has its own issues that need to be addressed.  If you plan to make an offer on a Short Sale, you want to make sure that the listing agent has done his homework.  What I mean by homework is, you need to make sure that the seller qualifies to sell his home as a short sale.  You want to make sure that the seller has provided all of the documentation that is going to be required to the bank.  Once you know that the seller qualifies for the Short Sale, you can then place your offer.  Once you place the offer, be patient.  It can take anywhere from a week to thirty days to have the negotiator assigned.  Once you have the negotiator assigned, you still wait for the Brokers Price Opinion.  The BPO is done so the bank can get an idea as to the value of the home.  If the BPO value and the offered price are close, the bank normally takes the offer.  If you chose the short sale route, the biggest thing that you need to do is be very patient and be ready to act when the bank approves the Short Sale.

Your Free List Of Big Bear Bank Owned Properties

This is your free list of bank owned properties in the Big Bear Valley as of April 18,2009.  If you've been following the weekly lists that I have been posting, you will see that the prices continue to fall.  Back in February, the least expensive bank owned property on the market in Big Bear was $72,900.  Today, that starting price for a bank owned property that you can move into has dropped to $58,300.  There are some resale properties for even less money but they are tear downs.

Here is your list of bank owned properties as of April 18,2009.  Please contact me at tony@tonycard.com if you have any questions or need more information on any of these properties.

	ML #		Price		Address		Area		Bd		Baths		SF Apx Ttl
	290691		$58,300		403 HIGHLAND LANE		SUGARLOAF		0		1		463
	290244		$69,900		46572 ARASTRE ROAD		BALDWIN LAKE		3		2		972
	290546		$71,900		505 PINE LANE		SUGARLOAF		2		1		690
	282552		$74,500		824 W SHERWOOD		BIG BEAR CITY		2		1		570
	290122		$79,900		456 CEDAR LN		SUGARLOAF		2		1		570
	290289		$85,000		487 IMPERIAL AVENUE		SUGARLOAF		2		1		600
	290719		$88,350		2080 4TH LANE		ERWIN LAKE		1		1.5		780
	290487		$88,920		426 LEONARD		SUGARLOAF		2		1		708
	282644		$92,900		879 PINE LANE		ERWIN LAKE		2		1		784
	290738		$95,900		2126 FOURTH LANE		ERWIN LAKE		3		2		1056
	290294		$104,500		614 MERCED LANE		BIG BEAR LAKE		1		1		588
	282650		$105,051		1024 GREENWAY		BIG BEAR CITY		2		1		960
	290178		$107,900		45395 7TH STREET		BALDWIN LAKE		3		2		1586
	290462		$114,900		140 HIGHLAND		SUGARLOAF		2		1		864
	290264		$119,800		901 WEST		ERWIN LAKE		3		2		1120
	290208		$129,900		45941 PARKWAY		BALDWIN LAKE		3		2		1448
	290629		$135,000		904 PETER AVENUE		BIG BEAR CITY		2		1		912
	281847		$139,900		2176 1ST LANE		ERWIN LAKE		3		2		1000
	282798		$139,900		511 SANTA BARBARA		SUGARLOAF		3		2		1196
	290604		$141,000		324 HIGHLAND		SUGARLOAF		4		2.75		1600
	290555		$159,000		42798 ALTA VISTA		MOONRIDGE		2		1		864
	273377		$159,900		1837 BALDWIN LAKE RD		BALDWIN LAKE		2		2		1050
	282099		$164,500		2364 STATE		ERWIN LAKE		3		1		1144
	282363		$164,900		46807 SKYVIEW DRIVE		LAKE WILLIAMS		3		2		2198
	281846		$169,900		813 CYPRESS LANE		ERWIN LAKE		3		2		1202
	281910		$179,900		805 CYPRESS		ERWIN LAKE		3		2		1202
	290665		$184,500		1895 BALDWIN LAKE		BALDWIN LAKE		4		3		1675
	290517		$187,200		827 KERN		SUGARLOAF		3		1.75		1454
	290688		$187,225		632 CRESTWOOD		BIG BEAR LAKE		3		2.5		2044
	290588		$189,000		465 GEORGIA		BIG BEAR LAKE		2		1		964
	290659		$189,900		2184 2ND LANE		ERWIN LAKE		3		2		1160
	290541		$212,000		46219 SELENIUM LANE		BALDWIN LAKE		4		2.75		1719
	281071		$219,000		39164 MOHAWK		FAWNSKIN		3		2		1854
	290474		$245,350		488 DIVISION		BIG BEAR CITY		3		2.5		1686
	290615		$249,900		42991 FERN AVE.		MOONRIDGE		5		3		2304
	282703		$259,000		45451 FOURTH STREET		BALDWIN LAKE		3		2		1365
	290554		$259,000		41545 BROWNIE		BIG BEAR LAKE		4		1.75		1863
	290570		$259,900		42677 CEDAR AVE.		MOONRIDGE		2		1		1595
	290638		$270,300		507 VILLA GROVE		MOONRIDGE		3		2		1236
	282364		$306,000		1817 SHAY		BIG BEAR CITY		3		2.5		2409
	282352		$379,750		869 CAMERON		BIG BEAR LAKE		4		2.5		2881
	282731		$379,950		1633 MALABAR		BIG BEAR CITY		3		2.5		1910
	290501		$402,800		46838 SKYVIEW		LAKE WILLIAMS		4		3		2787
	282740		$429,000		405 WAGON WHEEL		BIG BEAR CITY		5		3		2690
	290467		$574,800		42756 TANNENBAUM PLATZ		FOX FARM		5		3		3664
	290478		$584,250		42694 EDELWEISS		FOX FARM		6		5		3464
	282535		$649,000		717 JEFFRIES RD		BIG BEAR LAKE		6		8		5304
	290300		$664,900		42292 CASTLE CRAG		FOX FARM		4		3.5		3480
	290197		$699,000		42381 EAGLE RIDGE		FOX FARM		4		3.5		3584
	290257		$759,900		1099 HERITAGE TRAIL		ERWIN LAKE		4		3.5		4068
	290283		$770,000		384 MEADOW CIRCLE		BIG BEAR LAKE		3		2.5		1878

682 Holmes, Sugarloaf CA 92386

 

682 Holmes just came on the market in Big Bear at the remarkably low price of $229,000.00.  The cabin was built in 1977 and has over 16oo square feet of living space.  There is plenty of room between you and the guy next door.  This home sits on a 50 X 100 foot lot and when you buy this home, you get the 25 X 100 foot lot next door. 

The kitchen was remolded soon after my clients bought the place.  Besides the new appliances, the kitchen has all new cabinets, counter tops, wood flooring and lighting.

This is a very workable kitchen with the down draft stove top.

Big open living room with wood burning insert in the fireplace.  One bedroom is over the one car garage and the other two are upstairs.  Besides the three bedrooms and 1.5 baths, there is a cozy loft.

 

The back yard is completely fenced with 5 foot dog eared fencing and you have some nice decks to entertain on.

 

If you have any questions about this property or would like to see it,pleasegive me a call at 909 436-8043 or email me at tony@tonycard.com